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With a monitored alarm you have an internal siren to deter the burglar, but you do not necessarily need a loud external siren because you are not relying on neighbours/passers by to come to your aid (they very rarely will - most neighbours get fed up with ringing burglar alarms).

If you are away for a period of time (e.g. on holiday) and there is a problem with your alarm which requires entry to the house to rectify we can alert a key holder.

With a bell-only system a fault may persist for the whole time you are away, and no one may be available to attend to the problem.